Terms & Conditions
Last Updated: March 21, 2026
Welcome to The DREA Group LLC website. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.
1. Acceptance of Terms
By accessing this website, you accept these Terms & Conditions in full. If you disagree with any part of these terms, you must not use our website or services.
2. Use of Website
You may use our website for lawful purposes only. You agree not to:
- Use the website in any way that violates applicable laws or regulations
- Transmit any harmful or malicious code
- Attempt to gain unauthorized access to our systems
- Interfere with the proper functioning of the website
- Collect information about other users without consent
3. Lending Services
The DREA Group LLC provides direct business lending services. All lending decisions are made at our sole discretion based on creditworthiness, business financials, and other underwriting criteria.
No Guarantee of Approval
Submission of a loan application does not guarantee approval or funding. We reserve the right to deny any application without providing a reason.
Loan Terms
All loan terms, including interest rates, repayment schedules, and fees, will be disclosed in writing prior to funding. By accepting a loan offer, you agree to the specific terms outlined in your loan agreement.
4. SMS Terms & Conditions
By opting in to receive text messages from The DREA Group LLC, you agree to the following SMS Terms & Conditions:
Consent to Receive Messages
You expressly consent to receive recurring marketing and promotional SMS/MMS messages from The DREA Group LLC, sent using an automated telephone dialing system (ATDS). These messages may include offers, updates, and information about our financial products and services.
Message Frequency
Message frequency varies. You may receive up to 4 messages per month.
Message and Data Rates
Message and data rates may apply. Check with your mobile carrier for details on your specific plan. The DREA Group LLC is not responsible for carrier charges.
How to Opt Out
You may opt out of receiving text messages at any time by replying STOP to any message. After replying STOP, you will receive one final confirmation message. You may also contact us at ervin@the-drea-group.com to opt out.
Help
For assistance with text messages, reply HELP to any message or contact us at ervin@the-drea-group.com.
Consent Not Required for Purchase
Consent to receive text messages is NOT a condition of purchase. You may still access our lending services and other offerings without subscribing to text messages.
Carrier Compatibility
Our SMS program is supported by major U.S. wireless carriers. We are not responsible for delays or undelivered messages due to carrier limitations or network issues.
Privacy
Your mobile phone number and message data will be handled in accordance with our Privacy Policy. We do not share your mobile opt-in information with third parties for their marketing purposes.
5. Intellectual Property
All content on this website, including text, graphics, logos, images, and software, is the property of The DREA Group LLC and protected by copyright and trademark laws. You may not reproduce, distribute, or create derivative works without our written permission.
6. Disclaimer of Warranties
This website and all information provided are offered "as is" without warranties of any kind, either express or implied. We do not warrant that:
- The website will be uninterrupted or error-free
- Information on the website is accurate, complete, or current
- Defects will be corrected
7. Limitation of Liability
To the fullest extent permitted by law, The DREA Group LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Accessing third-party links is at your own risk.
9. Governing Law
These Terms & Conditions are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of Texas.
10. Changes to Terms
We reserve the right to modify these Terms & Conditions at any time. Changes will be posted on this page with a revised "Last Updated" date. Your continued use of the website after changes constitutes acceptance of the modified terms.
11. Severability
If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
12. Entire Agreement
These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and The DREA Group LLC regarding the use of our website and services.
Contact Us
If you have questions about these Terms & Conditions, please contact us:
The DREA Group LLC
306 Sandy Creek Dr.
Desoto, TX 75115
Email: ervin@the-drea-group.com